Free Budget Printables
Paper versions of the PayChunk method, designed by us. Print them in black and white, use them as often as you like.
Paycheck budget worksheet
One page per paycheck: bills due before the next payday, savings and sinking funds, spending envelopes, and a box that turns what's left into a safe-to-spend-per-day number. A final check makes sure every dollar has a job.
Envelope budget planner
Six envelopes per page, each with its amount and a log of purchases and money left. Works for cash envelopes or as a paper tracker for card spending.
Sinking fund tracker
List bills that don't come every month with their amount, due date and per-paycheck amount, then tick off each payday as you set the money aside.
How to use them together
- On payday, fill in a paycheck budget worksheet: bills due before the next payday first, then savings.
- Copy each sinking-fund amount onto the sinking fund tracker and tick the payday.
- Write each envelope's amount on the envelope planner and log purchases as you go.
- Check the daily number before bigger purchases. On the next payday, start a fresh worksheet.
Want the numbers done for you? The safe-to-spend calculator and sinking fund calculator run in your browser with no sign-up, and the biweekly worked example shows a full month filled in.
Frequently asked questions
Are the printables free?
Yes. Download, print and use them as often as you like for personal use.
What size are they?
U.S. letter (8.5 by 11 inches), designed to print in black and white.
Do I need the app to use them?
No. They work on their own; the app does the same steps on your phone.