Chunk your paycheck, snap your receipts, stay on budget — without ever linking a bank account.
Enter your paycheck amount and pay frequency. Paychunk automatically calculates how much you can spend each day, week, or month based on your real income—not assumptions or averages. Whether you're paid weekly, biweekly, or monthly, your budget matches your actual cash flow.
Divide your paycheck into spending categories that make sense for your life: groceries, gas, entertainment, savings, and more. Each chunk is a portion of your actual paycheck, so you always know exactly what you can afford. It's envelope budgeting made digital and simple.
Use AI-powered receipt scanning to instantly log purchases. Take a photo or pick an image or PDF, and PayChunk fills in the merchant, date and total for you to check and save. Works with paper receipts, emailed receipts, screenshots of online purchases and bank statements.
See at a glance how much of each chunk you've spent and what's left until your next payday. Color-coded progress bars show which categories need attention. Review spending patterns over time to make smarter financial decisions and adjust your budget as life changes.
Snap a photo of a receipt and PayChunk reads the merchant, date and total so you don't have to type them. Clear, flat photos work best; you can always correct a field before saving. Powered by Google's Gemini AI.
PayChunk never asks for your bank credentials. Your financial accounts stay completely private and secure. You control exactly what data enters the app—nothing more, nothing less.
Budget based on when you actually get paid, not arbitrary monthly cycles. Perfect for biweekly paychecks, irregular income, or multiple jobs. See your real spending power reset after each payday instead of guessing mid-month.
Clear progress bars and charts show where your money goes. Compare spending across pay periods. Identify patterns and adjust your chunks to match your actual lifestyle—not someone else's budget template.
